Credit for suspension doesn't begin until what event occurs?

The correct choice indicates that credit for suspension doesn't begin until you surrender your license and receive confirmation. This means that the formal act of surrendering your license is a critical step in the process of addressing any penalties on your driving record. Until you complete this action, the system does not register your compliance with the suspension requirements.

Receiving confirmation serves as proof that you have surrendered your license, which is important for the authorities to track and manage your driving privileges accurately. This process ensures that all administrative responsibilities associated with the suspension are fulfilled before any credit or considerations can be given for reinstating your driving privileges.

The other choices do not hold the same significance in the context of suspension credit. Paying fines, passing the SPE, or the condition of your insurance may be relevant to your overall situation regarding driving eligibility, but they do not initiate the credit for suspension in the same way that surrendering your license does. Thus, the act of surrender combined with confirmation is essential for moving forward in the reinstatement process.